(updated May 21, 2018)
Making Momentum is compensated for certain paid links and advertisements on http://makingmomentum.net (the “Website”). You are not obligated to click on any link or buy any products that are advertised. Please note that Making Momentum may have financial relationships with some of the merchants mentioned on this blog. Making Momentum may be compensated if users choose to utilize the links located throughout the Website and generate sales for such merchant.
Any references to third-party products, rates, or websites are subject to change without notice. Please always do the appropriate research before participating in any third-party offers. Per FTC guidelines, this Website may be compensated by companies mentioned through advertising, affiliate programs, or otherwise.
Making Momentum is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
The views expressed on this Website are personal opinions only and should not be construed as financial advice, travel advice and/or health and fitness advice. Information presented on the Website is intended for informational and entertainment purposes only and is not meant to be taken as financial advice, travel advice and/or health and fitness advice. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances and information may become outdated over time. The author(s) of the content on the Website are not finance experts, CPAs, CFPs, bankers, travel agents, personal trainers, dietitians, doctors, or attorneys, and you should seek professional advice before making any financial decisions, travel decisions or health and fitness decisions.
Please make sure to do your own due diligence and seek a trusted financial professional, travel professional and/or health and fitness professional before making any financial decisions, travel decisions and/or health and fitness decisions of your own.
Neither Making Momentum, nor its members, assume any liability with regard to financial results, travel results and/or health and fitness results based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – which do not necessarily represent the views of Making Momentum, or its members. Neither Making Momentum nor its members make any representations as to the validity, accuracy, completeness, or suitability of any claims made here.
WHAT INFORMATION DO WE COLLECT AND HOW DO WE USE IT?
Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the website by leaving a comment, subscribing to a newsletter, or submitting a contact form.
Information We Collect from Others: We may receive information about you from other sources. You may link your Facebook, Instagram, and/or Google accounts within blog comments. If you choose to link your Facebook, Instagram, and/or Google accounts to your user profile, we will receive your name, email address and profile picture associated with that account.
Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the website. For example, when you use the website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the website, such as links clicked.
Cookies: We may log information using cookies, which are small data files stored on your browser by the website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the website.
HOW YOUR INFORMATION MAY BE USED?
We may use the information collected in the following ways:
- To operate and maintain the website;
- To create your account, identify you as a user of the website, and customize the website to your account;
- To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
- To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
- To respond to your comments or inquiries;
- To provide you with user support;
- To track and measure advertising on the Website;
- To protect, investigate, and deter against unauthorized or illegal activity.
THIRD-PARTY USE OF PERSONAL INFORMATION
We may share your information with third parties when you explicitly authorize us to share your information.
Additionally, we may use third-party service providers to service various aspects of the website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies.
The website currently uses the following third-party service providers:
- Google Analytics: this service tracks website usage and provides information such as referring websites and user actions on the website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.
At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time in the website’s sole discretion.
Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.
PUBLICLY VISIBLE INFORMATION
If you leave a comment, certain information may be publicly visible. Your email address will never be available publicly. At your option, you may also add an avatar, a profile description, and a link to your website.
Users may see your name, avatar, profile description and website information.
Users may, at any time, prevent the setting of cookies, by the website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.
Affiliate Program Participation
The Website may engage in affiliate marketing, which is done by embedding tracking links into the website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
Making Momentum is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and links to Amazon.com. As part of this Amazon Associates program, the website will post customized links, provided by Amazon, to track the referrals to their website. This program utilizes cookies to track visits for the purposes of assigning commission on these sales.
On the website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.
RIGHTS RELATED TO YOUR PERSONAL INFORMATION
- Opt-out: You may opt-out of future email communications by following the unsubscribe links in our emails.
- Access: You may access the personal information we have about you by submitting a request.
- Amend: You may contact us to amend or update your personal information.
- Forget: In certain situations, you may request that we erase or forget your personal data. To do so, please submit a request.
Please note that we may need to retain certain information for recordkeeping purposes or to complete transactions, or when required by law.
SENSITIVE PERSONAL INFORMATION
The website does not knowingly collect any personally identifiable information from children under the age of 16. If a parent or guardian believes that the website has personally identifiable information of a child under the age of 16 in its database, please contact us immediately and we will use our best efforts to promptly remove such information from our records.
ACCEPTANCE OF TERMS
CHANGES OF TERMS
Your continued use of the Website following the posting of revised terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.