Best Money Making Apps For 2020 (23+ Apps To Earn Legit Cash Fast)
The ability to increase your income and reach your financial goals has been aided by the development of different apps and digital services. Whether it’s gig economy jobs, ideas to make money online from home or other rewarding side hustles, earning extra cash is often a click of the mouse or tap on the phone away. Below are some of the best money making apps to help you earn money fast in 2020.
If you’re like the average smartphone owner, you likely check it multiple times per day and have downloaded a variety of different apps. Why not use some of that time make some additional dollars? Thankfully, talented and motivated app developers have created a wide-range of income generating tools for you to take advantage of for free.
The different platforms below reward you with cold hard cash or gift cards at varying levels depending on the app. They’re all safe and legit so explore their offerings and find what might fit your lifestyle or appeal as a way to earn extra cash.
The best money making apps below are broken down into:
- Paid Survey Apps
- Cash Back Apps
- Gig Economy Apps
- Wealth Building Apps
- Apps To Sell Online And Locally
- Apps To Save You Money (And Reap The Returns)
BEST PAID SURVEY APPS
Swagbucks: 11+ Ways To Make Money (Free $5 Bonus)
Swagbucks is one of the most popular and highly engaged paid survey and digital rewards apps available. They hold an A+ Better Business Bureau rating and have paid out over $348 million to their members who’ve earned money through the 11+ different ways to earn rewards.
One of those ways to make SBs (the Swagbucks currency) is by sharing your opinion through online surveys. In exchange for you giving your feedback on products, services, habits, lifestyle, etc. you get paid. Sounds good, right?
The other ways to make money with Swagbucks include watching videos, playing games, searching the web and shopping online. You can cash out you the SBs you’ve earned through PayPal or by redeeming for gift cards to major retailers like Amazon, Starbucks and so on.
Swagbucks is free to join and as a bonus they give new members a free $5 welcome reward.
Pinecone Research: Earn $3 Per Survey
Pinecone Research is a long-standing online survey platform that’s owned by the major marketing research company, Nielsen Company (A+ BBB rating). These types of surveys are great to complete on your morning train commute, sitting on the couch watching TV or when you have some downtime.
Based on the profile you setup, Pinecone Research matches surveys to your demographic and lifestyle details. Pinecone Research has different online survey opportunities for American, Canadian, British and German consumers.
The surveys are quick and there is a high volume available to qualify for. Once you’re ready to get paid, you can cash out with PayPal, check or gift cards. It’s free to join and set up your account before getting the app to earn $3 – $6 per survey.
MyPoints: 7+ Ways To Make Money (Free $10 Amazon Gift Card)
MyPoints is a popular and larger scale digital rewards platform with online surveys paying you to share your opinion. Other ways to earn money include shopping online, watching videos, playing games and more. If you have free time and your phone handy, you can quickly pop online with this money making app.
Since launching in 1996, they’ve paid out over $236 million in gift cards to their members. Their network of retailers to cash out gift cards for include Amazon, Walmart, Best Buy and 1000’s of major retailers.
InboxDollars: Digital Rewards And Surveys For Americans (Free $5 Bonus)
InboxDollars is another online digital rewards platform similar to Swagbucks and MyPoints. The service provides their members a variety of ways to earn money online by performing digital tasks.
InboxDollars pay in cash via PayPal or gift cards and you can logon at any time to check the current survey opportunities. You won’t get rich with InboxDollars but you it’s just another one of the money making apps to use in your downtime to earn a few extra bucks.
DailyRewards: Digital Rewards And Surveys For Canadians (Free $5 Bonus)
DailyRewards is the Canadian counterpart to InboxDollars, founded in 2014. Similar to the other services above, it gets members a number of ways to earn cash through their app.
It’s just one more opportunity for those in Canada to use their phone to make money. Plus, DailyRewards is offering a free $5 welcome bonus.
Survey Junkie: High Volume Of Surveys
One more of the money making apps in the paid survey category worth mentioning is Survey Junkie. The company, started in 2011, holds an A+ with the Better Business Bureau. It’s one of the most frequently mentioned and used paid survey services.
The biggest differentiator from the other survey platforms is the sheer number of surveys Survey Junkie has. It’s free to join and can provide you one more outlet to monetize your downtime on your phone.
BEST CASH BACK APPS TO GET MONEY BACK
Ebates: Earn Cash Back Shopping Online (Free $10 or $5 Bonus)
Ebates is the crown jewel and most popular of the cash back platforms in terms of total users and familiarity in the marketplace. So how does it work?
Ebates pays you a percentage of cash back based on your online shopping. You just need to click through their marketplace to your desired store before completing the purchase. You aren’t changing your shopping habits or spending any more money, just clicking through your Ebates account before shopping online.
The Ebates platform give you access to almost every major online retailer (2,500+ stores and counting). Including Amazon, eBay, GroupOn, Expedia, etc. You can make money back on almost any online purchase.
Checkout 51: Make Money Grocery Shopping (Free $5 Bonus)
Checkout 51 is one of the money making apps that helps you earn cash back rewards for grocery and household item purchases. They include a wide-range of product offerings all with a set cash back value and also release ongoing weekly promotions or one-off deals to help you push your earnings further.
It takes you a matter of minutes each week and can easily net you $5-10 per shop.
Browse the deals, do your normal shopping and once home, upload a photo of your receipt with your phone to earn cash back on those qualified items. It’s that easy.
You can get $5 FREE as a welcome bonus after you upload your first 3 receipts with Checkout 51.
Ibotta: Get Cash Back Grocery And Household Shopping (Free $5 Bonus)
Ibotta is a free cash back money making app available to Americans. It has over 22 million downloads since 2012 and remains one of the most popular apps in the USA.
The company has paid out over $526 million in cash back to their members. It operates similar to Checkout 51 as you browse the offers, purchase items and then upload receipts to claim your cash back redemptions.
Ibotta has partnered with over 300 different stores in the USA. From Aldi and Walmart to Walgreens and CVS, you can be confident that your grocery and household purchases will be eligible to make money with Ibotta.
New members to Ibotta can receive a free $10 welcome bonus.
Shopkick: Stack Money Back On Groceries
Shopkick is another rewards app that can help you make money back on groceries and your household item purchases. In 2017, they launched Shopkick Grocery which extended the ability to earn ‘kicks’ and get discounts on groceries to a whole new range of stores.
The rewards points on Shopkick are known as ‘kicks’. The app gives you 8 different ways to earn ‘kicks’ and those can eventually be cashed out for gift cards. The 8 ways to earn ‘kicks’ include walking into stores, scanning barcodes, purchasing select items, uploading receipts and other online rewards opportunities.
Ready to earn ‘kicks’? It takes a few minutes to set up your new account and start stacking ‘kicks’ on your next shop.
Caddle: Free Canadian Money Making App
Caddle is a Canadian cash back and coupon app that helps Canadians make money and get rewarded for shopping. Caddle also provides their members the opportunity to earn rewards by taking surveys, watching videos and performing other digital tasks.
Browse the offers and select those that appeal to you then follow the instructions. Purchase the product, upload a photo of your receipt and see the cash back rebate hit your account.
It’s a free app and you can get a $1 welcome bonus after setting up your account.
BEST GIG ECONOMY APPS TO MAKE MONEY
DoorDash: Deliver Locally To Make Money
As a Dasher, you make money by bringing meals, drinks and food from local restaurants, shops and diners to residents in the area. DoorDash has relationships with 300+ restaurants in the United States and Canada for you to Dash from.
The registration process for DoorDash is quick and requirements are easy:
- Must be 18+ years of age
- Have a smartphone to access the app
- A valid SSN/SIN
- A valid drivers license (if driving).
These are quick, easy deliveries around your city and town on a schedule that best fits you. Your car, bike, scooter, motorcycle and feet can all be applicable modes of transportation to Dash.
Sign up today for free and learn more about making money with DoorDash.
Turo: Rent Your Vehicle For Cash
While you could drive with Uber or Lyft, you can also take a more passive income approach to making money. Turo is a money making app that allows you to rent out vehicles you own to prospective renters.
They might be visiting for vacation or just a local that doesn’t own their own car. Either way you can turn that demand to extra cash. It’s free to list your car and you’re covered with Turo’s commercial insurance policy with $2 million in liability insurance.
If you’re interesting in using the Turo app to make passive income, sign up today and get all the details to get started.
Rover: Watch And Walk Dogs
Rover is a popular money making app that pairs paying dog owners with prospective walkers or boarders. The work required might be an extended week of dog babysitting or walk in the evening, either way it’s an easy avenue to making more money through your phone.
If you’re a fan of canines and live in a busier city in North America, there should be plenty of Rover listings in your area.
There are actually 5 signature services available for you to make money with Rover:
- Dog Boarding
- House Sitting
- Dog Walking
- Doggy Day Care
- Drop-In Visits
You can get a free $20 credit to your account with sign up to Rover today and start earning extra money.
BEST WEALTH BUILDING AND PASSIVE INCOME APPS
EQ Bank: Best High-Interest Savings Account
As you save money for a home down payment, car purchase, wedding, vacation or emergency fund, why not make some money on those savings? One of the best ways to do that in Canada is with the EQ Bank Savings Plus Account.
The EQ Bank Savings Plus Account offers a great 2.30% everyday high-interest rate and no minimum balance requirements. There are no fees, unlimited transfers and the EQ Bank app is entirely free to use and provides a modern, easy to manage approach to saving money.
When it comes to high-interest savings accounts and money making apps to build passive income, the EQ Bank Savings Plus Account stands above the crowd in Canada.
Wealthsimple: Invest And Save Money Smarter
Wealthsimple remains and continues to grow as one of the largest and most preferred robo-advisors and digital banking solutions for people looking to build wealth.
An amazing user-experience and intuitive platform via their app or website, quick set-up process, $0 account minimums, unlimited transactions and strong customer service make Wealthsimple a great choice.
In terms of long-term investing, Wealthsimple offers 3 portfolios based on your risk tolerance (conservative, balanced and growth) and an extensive account mix. Plus they take care of rebalancing your portfolio and dividend reinvestments. The platform guides you through the process the entire way and helps take away the uncertainty investing can bring.
For short-term savings, Wealthsimple also has a Smart Savings Account that offers 2.0% interest rate. So you can earn interest on your different savings needs with Wealthsimple too.
The investment portfolio and savings account gives you a 1-2 punch that few other money making apps offer. Sign up today for free, download the Wealthsimple app and start building wealth for the short and long-term.
M1 Finance: Great Investing App
M1 Finance is another great service and one of the money making apps for those looking to start building long-term wealth. They combine the automation of robo-investing with the personalized control of an online brokerage.
Best of all, M1 Finance is free.
For long-term, passive investing with diversified portfolios or actively-managed personalized investing, it’s tough to beat M1 Finance.
In comparison to other robo-advisors, the big differentiator for M1 Finance is that control and customization users have. You can select pre-determined portfolios, similar to other robo-advising platforms, or you can fine tune your ETF and stock selections to fit what you want.
The registration process is intuitive and easy to follow, clearly built with the digitally savvy 21st century investor in mind. To get started the minimum account deposit is only $100. For there you can set-up automatic transfers from your bank account into M1 Finance, adjust your allocations, withdrawal money and so on.
Whether you want to be entirely hands-off with a passive strategy or have some level of active investing, M1 Finance is establishing itself as a leader in the space.
Get started today by registering a free account at M1 Finance and start saving for your retirement.
Acorns: Micro-Investing To Build Wealth
Acorns is a micro investing app that has helped over 3,000,000 Americans get started investing for their future from their phone.
How does Acorns work? Acorns provides members 6 ways to grow their money:
- Recurring Investments
- One-Time Investments
- Found Money
- Acorns Later
Your investments are automatically diversified across 7,000 stocks and bonds thanks to Acorns Fractional Share Ownership of ETFs in your portfolio. There are no minimum investment levels, no trading fees and your total costs will only be $1, $2 or $3 monthly depending on the membership their.
Similar to Wealthsimple, the platform makes it really easy to get started and help you understand the process of investing for the long-term. The goal is to make investing for your future easier, non-intrusive and cost-friendly.
Get started with Acorns today in less than 5 minutes and leverage the power of compound interest to build wealth.
BEST APPS TO MAKE MONEY SELLING ONLINE AND LOCALLY
eBay: The Original Money Making App To Sell Stuff
One of the best money making apps to sell your stuff is the tried and true world of eBay. You’re immediately connected to millions of potential buyers and their system, processes and interface are designed for quick selling.
Do some quick research on similarly listed products and recently sold products to determine your price. Take some good photos on your smartphone, write up a description and list it. The possibilities are endless and there are hundreds of people making full-time income flipping items for profit on eBay.
If you’re interested in potentially flipping products for profit on eBay, this article can help you determine how to get started on eBay.
Declutter: Turn Clutter To Cash
Decluttr is an online platform that helps you clear out clutter in your life and make money doing it. It’s specialty is electronic, tech items, video games, DVDs, etc. and even LEGO.
You simply scan the barcode (ISBN) of the item with the Decluttr app and Decluttr gives you an immediate offer. They then send you a prepaid shipping label and finalize your payments after they’ve received your items.
Sign up today for Decluttr for free and start making money today.
Facebook Marketplace: Sell Items Quickly
The Facebook Marketplace has become a reliable avenue to turn you excess stuff to quick cash. It’s position within the market has essentially replaced Craigslist as it connects you with local buyers quickly.
In a few minutes you can have your items listed and available to local and longer distance buyers.
The “professionalism” of the buyers on Facebook seem to be at a higher standard than Craigslist. Whether it’s furniture, electronics, clothes, vehicle parts or anything in between, chances are if you list it on Facebook Marketplace you’ll sell it fast.
BEST APPS TO HELP SAVE YOU MONEY (AND MAKE IT BACK)
Paribus: Make Money On Purchases You Made
Paribus is a free service for Americans that can make you money by monitoring price changes on your recent purchases.
Most stores offer a price match within a specific time period should they drop the price of an item you bought. However, tracking and keeping up to date on that can be difficult.
That’s where the Paribus app and website comes in. They automatically monitor your purchases to ensure you know about any new price changes or offers on that product so you can get free refunds and money back.
You can sign up today for free and let Paribus go to work for you as one of the best hands-off money making apps.
Trim: Save Money To Make Money
Trim Financial Manager is an app that helps you save money on your subscriptions, bills and recurring expenses. Saving money is another way of making money, right? It’s an automated savings assistant that reviews your services to identify cost-saving opportunities.
Some examples of the free services it provides to help you save are:
- Subscription Analyzer
- Bill Negotiation
- Deal Finder
- Price Protection
Trim Financial Manager is a free tool and their users saved over $1 million in the last month. It looks to identify inconsistencies or areas of overspending based on your habits and the current trends in the market on those products or services.
It’s free and takes less than a minute to get started. Sign for Trim today to review your own spending habits and subscriptions.
CONCLUSION: BEST MONEY MAKING APPS FOR 2020 (LEGIT WAYS TO EARN CASH FROM YOUR PHONE)
The best part about money making apps is that there is only going to be more developed. The accessibility, features, effectiveness and profitability should continue to increase in time. More opportunities to make money in the digital marketplace and from your phone will emerge.
These are only a handful of the best money making apps around.
Get started today and see what apps fit your lifestyle and interests!
Here are some other posts on making money and mastering your personal finances:
- How To Make $500 Fast: 17+ Quick, Real & Easy Ways To Make Money When You
- Gig Economy Jobs: 15+ Ways To Make Money From Home, Online Or Around The City
- Best Online Tutoring Jobs In 2019 (Make Money From Home Or Anywhere)
- How To Make $1,000 Quick: 12+ Legit & Easy Ways To Make Money Fast
- Online Jobs For College Students In 2019: 11+ Easy, Legit Ways To Make Money In School
Join 70,000+ Monthly Readers
Want to start making momentum with your money and life?
Subscribe to our email list to receive latest our content and we will send you this FREE Personal Finance Resource Starter Kit.
The kit includes a collection of resources to help you start to take control of your personal finances.