Best Canadian Coupon Apps And Cash Back Apps In Canada: 7 Free Apps To Save Money (For 2020)
When it comes to saving money, there are a number of Canadian coupon apps and cash back apps to help you accomplish that. From online shopping to grocery and household goods, you can be sure there is a free app or service in Canada that will provide you a small (or big) financial reward, no matter what the purchase is. Below are 7 of the best Canadian coupon apps and cash back apps in Canada for 2020.
Long gone are the days of needing to clip physical coupons. FinTech, mobile apps, browser extensions and online shopping platforms have helped spawn the ability to save money on your everyday purchases seamlessly. The coupon has now evolved from an envelope of paper flyers into digital discount codes and cash back rebates. With a simple click of the mouse or tap of the screen you have access to discounts, offers and special deals all over the world.
Each offer a variety of ways to help Canadians make and save money. The rebates, discounts and rates might vary from one service to the other depending on the retailer or product you’re planning to purchase. Best of all, they’re all free to use and help you keep more money in your bank account.
Checkout 51: Best Coupon App And Cash Back App For Groceries ($5 Bonus)
Checkout 51 is a free app to help you earn cash back rewards for grocery and household item purchases. They include a wide-range of product offerings all with a set cash back value and also release ongoing weekly promotions and one-off deals to help you push your earnings further.
When it comes to saving money on groceries in Canada, Checkout 51 is the go-to coupon and cash back app.
Is Checkout 51 Legit?
The Toronto-based company was founded in 2012 and the app is available through both the App Store and Google Play. Checkout 51 has been featured in all the major Canadian publications and is 100% legit.
How Does Checkout 51 Work?
Every Wednesday Checkout 51 releases new offers into the app. These will include groceries, household items, cleaning supplies and even beer or wine.
Most of these discounts are evergreen in terms of what store you can purchase the item at to be eligible. You just need to make sure you hold onto your receipt to redeem the cash back rebate.
The cash back offers with Checkout 51 range from $1 – $10+ depending on the product purchased. You just need to upload a photo of your receipt after you get back home. Once you’ve generated $20 or more in total rewards, you can cash out a cheque to be sent directly to your home.
To summarize, this is how you can start earning cash back and coupons with Checkout 51:
- Download The App: The first step is to download the free Checkout 51 app.
- Browse And Buy: Review the current offers and load the ones of interest to you in your app.
- Select Your Claims: After purchasing the items you then claim the offers in the app and they will appear in your Redeem section.
- Upload Your Receipt: Take a photo of the receipt by following the on-screen prompts.
- Earn Cash Back: You’re done! Once you reach $20 you will be able to request a check to cash out your earnings.
$5 Free Welcome Bonus To Checkout 51
You can get $5 FREE when you sign up today and upload your first 3 receipts with Checkout 51.
REGISTER WITH CHECKOUT 51 NOW AND GET $5
Swagbucks: 11+ Ways To Make And Save Money Online In Canada
Swagbucks is an online digital rewards platform that gives Canadians 9+ ways to make and save money online. From surveys and games to cash back and coupons, Swagbucks covers it all.
Members collect Swagbucks (or SBs) for performing these different tasks on their computer, phone or tablet. Once users have compiled enough SBs they’re able to cash out directly through PayPal or for gift cards to major retailers.
In terms of cash back and coupons, Swagbucks has partnered with over 1,500 retailers. Their offerings include Amazon, Starbucks, Nike, Best Buy and countless other stores.
Is Swagbucks Canada Legit?
Swagbucks has an A rating with the Better Business Bureau. To date Swagbucks has paid out over $316 million and counting to their global user base.
How Does Swagbucks Work For Canadians?
As mentioned, Swagbucks gives you 9+ ways to make and save money online. They’re a leader in the digital rewards industry. The Swagbucks website, app and Chrome extension help make sure you never miss an offer.
Some of the most popular ways to earn SBs include:
- Cash Back Offers
- Discounted Coupons
- Completing Surveys
- Participating In Trivia
- Special Offers & Trials
- Installing The SwagButton
- Playing Game
The cash back and coupon aspects of Swagbucks operate in the same fashion as Ebates. However, their more robust rewards platform gives you more ways to make and save money than Ebates does.
You just need to click through the links on the Swagbucks platform or even better, install the SwagButton. The button will always notify you if there is a cash back or rebate opportunity available no matter what retailer website you’re browsing.
$5 Free Welcome Bonus To Swagbucks
New members to Swagbucks are able to receive a FREE $5 welcome bonus after registering their account.
SIGN UP FOR SWAGBUCKS TODAY TO GET YOUR $5 FREE
Ebates Canada: Premier Online Cash Back & Coupon App For Canadians
Ebates is a rewards platform that gives Canadian users the opportunity to earn cash back ranging from 1% to 40% when they purchase almost any item through their Ebates account or the Ebates app.
The Ebates platform has cash back relationships with over 2,500 retailers. Including Amazon, eBay, Walmart, GroupOn, Sephora and almost every other online retailer you can think of. Whether you’re shopping for clothes, electronics, hotels, birthday gifts, gift cards or anything else, chances are you can save and make money with Ebates.
Plus, Ebates.ca has over 10,000+ coupons at any time to also help users save money with special discounts and offers.
Is Ebates.ca Legit?
Ebates was created in 1998 and has since been purchased by Rakuten Inc. for $1 billion in 2015. They currently hold an A+ rating from the Better Business Bureau.
The Ebates platform has paid out over $325 million to their members.
How Does Ebates Canada Work?
You can earn FREE cash back with Ebates for the normal spending you would traditionally do online. All you do is register an account and click through the links on the Ebates website or Ebates app. Ebates earns a referral fee for driving you to these different stores sites and at no extra charge to you, you get a percentage of that cash back for free.
The work required from you is minimal as the website, browser extension and app automatically identify the cash back rates for those retailers.
As you start to earn cash back your account will accumulate real Canadian dollars. Then when you’re ready to claim that money you have 1 of 3 choices: a cheque, PayPal or Amazon gift card.
$5 Free Welcome Bonus To Ebates
Best of all, new users to Ebates Canada can get a FREE $5 welcome bonus after registering today.
REGISTER WITH EBATES AND GET $5 FREE
MyPoints: Rewards App With Cash Back For Canadians ($10 Bonus)
MyPoints is a platform similar to Swagbucks. In fact, it’s owned by the same parent company as Swagbucks. MyPoints pays members cash to complete various tasks on their phone, computer or tablet. In addition to surveys, games and other money making opportunities, MyPoints provides users cash back when they shop through their portal.
The network includes potential shopping discounts and cash back rebates at over 1,900 retailers like Walmart, eBay & Amazon.
Is MyPoints Legit?
With over 22 years in operation, 9 million total global users and millions of dollars in transactions, MyPoints is safe and legit.
In terms of a corporate background, MyPoints was founded in 1996 and has since been acquired by Prodege, LLC for $13 million in April 2016. The company’s corporate headquarters remains in San Francisco, California but their services are available for use in Canada.
How Does MyPoints Work?
The only real difference between MyPoints and similar platforms is that you can’t get paid directly in cash. All payouts are made through gift cards to Amazon or other leading retail companies.
However, in terms of functionality and use, MyPoints members follow a similar pattern of clicking through their website before shopping online in order to receive the discounts and cash back rates.
MyPoints earns a referral fee from these retailers for helping them drive sales and they turn a % of that over to you as a cash back rebate.
$10 Free Amazon Gift Card With MyPoints
MyPoints has a great offer for new members. After making your first purchase through their cash back shopping portal, you will receive a FREE $10 Amazon gift card.
REGISTER FOR MYPOINTS TO RECEIVE A $10 AMAZON GIFT CARD
Great Canadian Rebates: Popular Cash Back App (Plus Great Credit Card Referrals)
Last but certainly not least on the best Canadian coupon and cash back apps is Great Canadian Rebates. They have daily cash back boosters and special offers to give you the opportunity to earn even more cash back on your everyday online purchases.
Great Canadian Rebates has relationships with over 500 merchants including all the big names you’d expect like Amazon, eBay, Expedia and so on. Their website also includes a directory of coupon codes for various companies as well.
One area that they really shine is with the bonuses they offer on new credit card applications. They have cash back rebates of $50 – $100 when you go through their page to register for a new credit card.
Is Great Canadian Rebates Legit?
Great Canadian Rebates was formed in 2005 and currently holds an A+ rating from the Better Business Bureau with 0 complaints in the last 12 months.
Safe to say they’re indeed a legitimate and safe business.
How Great Canadian Rebates Work?
That’s it and this simple shift in your spending habit will earn you free cash back.
Payouts from Great Canadian Rebates are made through 1 of 3 methods: gift card, PayPal or cheque.
$3 Free Welcome Offer From Great Canadian Rebates
Registering for Great Canadian Rebates will give new members a FREE $3 bonus into their account after signing up.
GET STARTED WITH GREAT CANADIAN REBATES
Caddle App: Truly Canadian Cash Back App & Rewards Platform
When it comes to being a truly Canadian cash back and rewards platform, Caddle is exactly that. In the same realm as Checkout 51, Caddle can earn you rebates and discounts on groceries and household items. Their selection isn’t as extensive as Checkout 51 as they tend to be more specialized, specific products.
The free Caddle App is available on both iOS and Android plus their platform is functional on any desktop computer.
Is Caddle Legit?
Caddle was founded in 2015 from the lovely confines of St. Catherines, Ontario.
If you’re Dragon’s Den fan and that name sounds familiar, it’s for good reason. The Caddle App founders were on the TV show in 2016 and received $125,000 in funding from the Dragons.
They’ve also appeared on other Canadian TV shows and news publications as the company has continued to grow and gain popularity in Canada.
How Does Caddle Work?
Every Thursday Caddle releases their new discounts, offers and rebate offers. These Caddle offers are applicable at almost all Canadian stores.
- Download the Caddle App or register a new account on the Caddle website
- Browse the offers and select those that appeal to you then follow the instructions
- Purchase the product, upload a photo of your receipt and see the cash back rebate hit your account
As mentioned, you can also earn rewards with Caddle by taking surveys, watching videos and engaging with their partner brands. The process for these is similar to the rebate offers above, just follow the instructions, perform the task and see the free money come into your account.
After you’ve earned $20 or more in rebates and rewards, you just need to click “Cash Out” in your account and Caddle will mail you a cheque.
$1 Free Welcome Bonus From The Caddle App
Sign up for your free Caddle account today and you’ll receive a FREE $1 welcome offer as a thank you.
GET THE CADDLE APP NOW AND $1 BONUS
Honey: Best Canadian Coupon App
Honey is the best Canadian coupon app and helps you save money with a single click no matter what you’re purchasing online. In terms of time, it takes mere seconds to scour the web for the best coupons and discount codes.
The Honey app automatically finds these coupon codes for the specific site or product you’re shopping. Then at checkout it will apply those codes against the product(s) to determine which coupon can save you the most money.
It might find one or 20 coupons to apply during the checkout process. It’s a powerful free tool to save you money and time.
Is Honey Legit?
The company was founded in 2012 and since grown to over 9 million members and 119,000 Chrome Store reviews. In terms of their network of retailers, Honey has relationships with over 3,700 stores.
How Does The Honey App Work?
The Honey app isn’t technically an app in the smartphone or tablet sense of “app”. Honey is actually a browser extension (and website) that you use to identify coupons, special offers and deals.
In terms of work required by you, it’s minimal. You simply install the browser extension and when you’re browsing a particular website just click the “Honey button” on your browser bar to check what coupons are available.
If the Honey app finds a coupon or discount, the button then lights up to identify you that it found an offer for that retailer. You can click on the button to review the offer as you continue to shop or at checkout.
Honey continues to add new feature to their platform to help you save even more money and improve the online shopping experience.
SIGN UP FOR HONEY TODAY
Cash Back Credit Cards: Another Great Way To Generate Savings
One of the best ways to keep extra money in your bank account or wallet is with cash back credit cards. These cards provide you a percentage of money back on every dollar you spend on the card. There are premium cards that charge you an annual fee that also provide additional benefits. However, there are also no fee cash back credits that deliver you great value at no cost.
One of the best no fee cash back credit cards comes from Tangerine Bank.
Tangerine No Fee Money-Back Mastercard Credit Card
The Tangerine No Fee Money-Bank Mastercard is often ranked as one of the best no fee credit cards in Canada. Why? It delivers an all-around 2% return on your spending for two product categories you select with no cap on cash back. For example, if the two main spending categories you have are grocery and gas, you would designate those as your two main 2% cash back categories.
It’s a unique card and continues to support Tangerine’s narrative of doing things differently than the traditional big banks. No fee, no limit on cash back earnings and a flexible system that lets you adjust your earning opportunities.
Key Benefits Of The Tangerine Money-Back Mastercard Credit Card
- No annual fee
- Special 4% cash back rate for first 3 months on new applications
- Earn 2% cash back on two spending categories
- Get an additional 2% cash back category if you choose to have your cash back deposited into your Tangerine Savings Account
- Ability to change your 2% cash back categories at any time
- Unlimited cash back earnings (no cap)
- 0.5% cash back on all other purchases
- Automatic monthly cash back redemptions
- Purchase protection
- Extended warranty
GET MORE DETAILS ON THE NO FEE MONEY-BACK CREDIT CARD
If you’re looking for a cash back card with no fee, it’s hard to beat the Money-Bank Mastercard.
Conclusion: Best Canadian Coupon Apps And Cash Back Apps To Save You Money (For Canada In 2020)
Saving money on your everyday shopping habits and purchases has never been easier. Your phone, tablet and computer can unlock hundreds (if not thousands) of free dollars as cash back, rebates and discounts.
The best Canadian coupon apps and cash back apps are just one way you can start to make some easy wins with your personal finances.
Compounding small wins will continue to fast-track your road to reaching your financial goals.
Which of the best Canadian coupon apps do you use?
Are there any hacks or tactics you use to save even more money with cash back apps and services?
Here are some other posts to help you save (and make) more money in Canada:
- How To Make Money Online From Home In Canada (60+ Ways)
- Tangerine Bank Review: Best Online Bank In Canada (Great Free Chequing And Savings Accounts)
- Best Money Apps For Canadians: 25+ Free Apps To Save, Make And Manage Money
- 40+ Money Saving Hacks: How To Save Money Each Month In Your Everyday Life
- How To Make Money From Your Phone For Free: 35+ Apps & Easy Ways