Scotiabank Passport Visa Infinite Card Review: Great Travel Rewards Credit Card In Canada ($300 Bonus)

The Scotiabank Passport Visa Infinite is one of the best rewards credit cards in Canada for everyday Canadians looking for card packed with value. The $300 welcome bonus for new cardholders, no foreign transaction fees, 6 free lounge passes and an extensive insurance package make this card a winner.

The Passport Visa Infinite is one of the few premier travel credit cards that offers no foreign transaction fees. While others charge 2.5% on purchases made online or abroad in other countries (even the USA), the Passport Infinite charges you nothing.

Check out the full Scotiabank Passport Visa Infinite review below to see why this card is the right one for your wallet.

Key Benefits Of Scotiabank Passport Visa Infinite

The Scotiabank Passport Visa Infinite is rated as one of the best travel reward cards in Canada for a reason. It’s loaded with value, offers a benefit other cards don’t and helps you travel the world in a cost-effective manner.

Overview Of The Passport Visa Infinite Card

30,000 Scotia Rewards welcome bonus ($300) after spending $1,000 in first 3 months
No foreign transactions fees
Free Priority Pass Membership (with 6 free lounge passes annually)
Earn 2x Scotia Rewards for every $1 spent on grocery, restaurants, transit and entertainment
Earn 1x Scotia Rewards for every $1 spent on all other purchases
Flexible travel redemption options for your Scotia Rewards
Extensive travel insurance coverage and other travel or purchase protections
Additional 10,000 Scotia Reward point bonus if you spend $40,000 on the card in the first year
Free additional supplementary card at $0
Complimentary Avis Preferred Plus Membership
$139 annual fee

The $139 annual fee can look a bit steep but when you add in the value this card delivers, you’ll easily gain above and beyond that. The $300 welcome bonus alone offsets that annual fee. Add in the no foreign transaction fee, 6 free lounge passes and 2x earn rate, we’re talking about $700++ of value from the Scotiabank Passport Visa Infinite.

It’s rare to get a travel rewards card at this tier that offers no foreign transaction fees. If you’re an avid traveller or online shopper, that perk will save you major money.

You can get an additional supplementary card at $0 for your significant other to help earn Scotia Rewards points faster.

Apply For The Scotiabank Passport Visa Infinite Card

Ready to start earning major rewards with the Scotiabank Visa Passport Infinite?

Redeeming Scotia Rewards Points

After you’ve accumulated points with your Passport Visa Infinite the next step is to redeem those and reap the travel rewards. Similar to other Scotiabank cards you can redeem for gift cards, merchandise, SCENE points and other means but the true value comes from redeeming for travel.

Understanding the value of your Scotia Rewards points pretty much equates to 1,000 points equals $10 of travel with the Scotiabank Passport Visa Infinite.

Scotia Rewards Portal

The Scotia Rewards online portal is easy to navigate and makes the redemption process smooth as you look to take advantage of the points you’ve stacked. The portal operates similar to anyone online travel booking website and allows you to redeem your points on flights, hotels, vacation packages and more.

If you ever need help you can phone the Scotia Rewards Travel Service and a 24/7 Concierge at anytime to get support with your booking. Another benefit of using the Scotia Rewards portal is the discounted rates they offer on partner hotels, airlines, vacation packages and car rentals.

You can start redeeming for rewards as soon as you’ve collected a minimum of 5,000 points ($50). So if you don’t have enough points to cover the full cost and need to offset partial charges of your trip, it won’t be a problem.

Apply Points To Travel Directly

If you find a better deal from another provider, use an online booking service or pay for other travel related costs on the card, you can cover the expense directly with points. The same 1,000 points equals $10 in value applies here.

This Apply Points To Travel option is just another one of the benefits that sets the Passport Infinite card apart from other big banks and providers.

Travel Insurance With The Scotiabank Passport Visa Infinite

The Scotiabank Visa Passport Infinite offers competitive travel insurance and coverage when compared to other premium rewards cards. You can travel in confidence knowing you’re protected should an unfortunate situation arise.

So what kind of travel insurance coverage is provided with the Passport Infinite card?

Travel Emergency Medical Insurance (up to $500,000)
Trip Interruption & Cancellation Insurance (up to $2,500 each)
Delayed & Lost Luggage Insurance (up to $1,000)
Flight Delay (up to $500)
Rental Car Theft & Damage Insurance
Hotel Burglary Insurance

The Scotiabank Passport Visa Infinite also offers different purchase benefits when using the card to buy items. Manufacturer warranties will be extended an additional year, purchase protection extends to 90 days and price protection is included.

Overall Pros And Cons Of The Scotiabank Passport Visa Infinite Card

Pros of the Scotia Passport Visa Infinite Card

30,000 Scotia Rewards welcome bonus ($300) after spending $1,000 in first 3 months
No foreign transactions fees
Free Priority Pass Membership (with 6 free lounge passes annually)
Free ($0) for an additional supplementary card

Cons of the Scotia Passport Visa Infinite Card

$139 annual fee can intimidate some
Other cards offer a higher earn rate than the 2x on key categories

Apply For The Scotiabank Passport Visa Infinite Card

Ready to start earning major rewards with the Scotiabank Visa Passport Infinite?

Who Is Eligible For The Scotiabank Passport Visa Infinite Card

The biggest factor that might determine whether you’re eligible to get approved for the Scotiabank Passport Visa Infinite Card is the minimum annual income levels. However, with a good credit score and history those can often be overlooked.

The criteria applicants must meet are:

You’re a Canadian citizen or permanent resident of Canada
You’re the age of majority in your province
You hold a minimum annual income of $60,000 (or $100,000 household)
You pass the credit check

Conclusion: Scotiabank Passport Visa Infinite Card Review (A Great Rewards Card For Canadians)

The value generated from the Passport Visa Infinite’s welcome bonus ($300), 6 free lounge passes ($200+), insurance coverage and other benefits easily offset the annual fee. This is a rewards card that can generate big returns for Canadians.

The biggest differentiator is that the Passport is one of the few premier rewards credit cards offering no foreign transactions fees. If you shop online frequently or travel often, saving that additional 2.5% can make a big difference in the end.

Whether you’re churning rewards cards or looking for an ideal everyday card, the Scotiabank Passport Visa Infinite can help you reach your travel goals.

Apply For The Scotiabank Passport Visa Infinite Now

Ready to start earning major rewards with the Scotiabank Visa Passport Infinite?

What Other Great Scotiabank Travel Credit Cards Are Available?

There are a number of great credit cards available to Canadians looking to earn travel rewards. One of those cards from Scotiabank in a similar tier as the Passport Visa Infinite is the Scotiabank Gold American Express.

The Gold and Passport differ in their benefits and details so here’s a quick headline on what the Passport Visa Infinite offers.

Scotiabank Gold American Express

15,000 Scotia Reward points ($150) after spending $1,000 in the first 3 months
Earn 4x points on every $1 spent on groceries, gas, dining and entertainment
Earn 1x points on every other $1 spent
Extensive travel insurance and coverage
Access to Scotia Rewards Travel Service and a 24/7 Concierge
Discounted Priority Pass membership to gain lounge access at 600+ airports
Special offers through American Express Invites and Scotia Rewards Travel Advantage