Weekly Roundup – Momentum’s Finest On Saturdays VOL 22 [July 14]
Happy Saturday Momentum Makers!
Welcome to Volume 22 of Momentum’s Finest On Saturdays. I hope your weekend is off to a great start and you accomplish whatever it is you want to do this weekend. Whether that’s R&R, socializing, making money, getting active and so on.
This week we’ve got 14 blog posts (including mine) and 7 podcast episodes.
MY POSTS THIS WEEK
- Student Loan Repayment: 7 Steps I Took To Get On The Right Path: Student loan debt can be daunting and overwhelming as you start your financial journey. Here are 7 steps I took to build a student loan repayment plan.
- Momentum Series Interview: Peerless Money Mentor – Taking The Steps To Build Wealth & Leave A Legacy: This Momentum Series Interview is with Jerry from Peerless Money Mentor. Jerry shares his financial journey, side hustles, blogging experiences and more.
- Swagbucks Review – How To Earn Free Cash And Gift Cards Online: Swagbucks is one of the most popular, easy ways to earn free cash and gift cards online. This review answers how to earn rewards plus if it’s legit and worth it.
SUBSCRIBE TO MAKING MOMENTUM – JULY GIVEAWAY
Sign up to our email list to receive all the Making Momentum content on taking control of your money and life. Plus you’ll get the chance to win our giveaway each month!
PERSONAL FINANCE BLOG POSTS
The age old debate: rent vs. buy. Fair to say there is valid points on each side the equation and the decision is entirely personal rooted in your location, living situation, financial standing, future goals, mindset, etc. However, as Gen Y Money points out, renting is only worth it if you do something with the difference. Gen Y dives into numbers and highlights that the potential financial win of renting is only accomplished if you’re taking advantage of it.
The Thirteen Boogeymen That Will Wreck Your Wealth And Derail Your Plans from Michael Dinich
With yesterday being Friday The 13th, Michael Dinich pulled together a list featuring 13 boogeymen that can negatively impact your financial plans. It’s a fun post but also an insightful one as it’s easy to get skewed off course by the media, coworkers, financial advisors or the other 9 boogeymen included.
Financial Goals You Should Make In Your 20’s from FITnancials
When I entered the “real world” in my 20’s I was missing one key area of focus: financial literacy and money management. I wish I’d read posts like this from Alex at FITnancials so I could’ve better hit the ground running. Essential personal finance goals and strategies that will put you on the right path in your 20s is the focus here from Alex.
5 Money Saving Tips For Dads from Debt Discipline
I sent this post from Brian at Debt Discipline to my own Dad because the points seemed so well connected with him and the memories I had under his roof. He had all the DIY skills necessary without ever working in the trades, sought out cost-effective toys and entertainment for his kids and always told me don’t shop on an empty stomach. Do you Dads out there relate to this?
The Cash Envelope System Completely Changed These 11 Couples Lives from Millennial Boss
J from Millennial Boss introduces the cash envelope system popularized by Dave Ramsey and highlights 11 people who used the system to change their financial lives. While I’m a big user of credit cards to reap the benefits of travel rewards, I can wholeheartedly understand how a system like this can be a masterful tactic.
Have You Mastered These Three Foundations of Money? from Budgets Are Sexy
The big 3 expenses are often considered: housing, transportation and food. After getting a comment on a recent post, J Money posed the question to his readers on where they stand on a big 3 consisting of: housing, transportation and career. How do you stack up?
Building Wealth is like Playing a Video Game from Million Dollar Journey
The Frugal Trader at Million Dollar Journey pulled at my gamer heartstrings with this headline! The chase for rewards, upgrades, leveling up and problem solving that are intertwined in video games are also key cogs in the personal finance wheel of building wealth. From accruing net worth to collecting rewards and finding the most optimal path, the connection between the two is clear. Fun post!
I’m Afraid I’m Going to Quit Before I’m Financially Independent from FIREthe9to5
For anyone pursuing financial independence and freedom in their lives, the dog days of your career work can be a source of major disdain. FIREthe9to5 is getting ever closer to that illustrious FI number and in this post shares some recent frustrations. The FI days of freedom and choice will be even sweeter by beating the stresses and constraints of the career.
BLOGGING & BUSINESS BLOG POSTS
How to Monetize a Blog: A Complete A-Z Guide from Do You Even Blog
As I continue to try and fast-track my education about all things blogging, there is one consistent source of knowledge I always turn back to: Pete at Do You Even Blog. For anyone looking to monetize their blog or content they’re creating, check out this amazing A-Z guide from Pete on the ways to generate financial returns.
Social Media Crisis 101 – For Life, Entrepreneurs, and Bloggers from Chief Mom Officer
There seems to be a social media crisis or major gaff daily. Whether it be a major corporation, blogger I follow or an individual person. The Chief Mom Officer shares some great insights, tips and examples of how to and how not to deal with a potential crisis. From the “New York Times Rule” to having patience and professionalism, there are steps we can all take in our personal and professional lives to better avoid and take control of potential situations. Some of the examples at the end just make you cringe!
LIFESTYLE, PRODUCTIVITY & WELLNESS BLOG POSTS
A Response: 10 Things I Wish I Knew Before My First Full-Time Job from Rose Colored Water
This post from is a response to an article by Relevant Magazine titled 10 Things I Wish I Knew Before My First Full-Time Job. Liz from Rose Colored Water goes through each and the 10 points from the article to share her own thoughts. Lots of great points that many of us can relate to. How do you connect with the 10 items in the list?
PERSONAL FINANCE PODCAST EPISODES
Money Is Freedom With My Dad from Financial Freedom Pod
Grant from Millennial Money has launched a new podcast! Super exciting as I’m a big fan of his blog and other podcast Millennial Money Minutes. Joining Grant on this inaugural podcast episode is his Dad, how cool is that? Grant’s Dad was a major source of inspiration and one memory that’s always stuck is when he told Grant, “Money Is Freedom”.
Fight for Financial Independence Every Day from Optimal Finance Daily
This blogcast from Optimal Finance Daily narrates a 2016 post from Financial Samurai (check out the original post here). The focus here is fighting for financial independence every day. In usual Financial Samurai fashion, it’s thought-provoking, ladened with hard truths and inspirational for those looking to build wealth and pursue that financial freedom.
How I Save Half of My Income as a Firefighter, While Living in an Expensive City from Afford Anything
Joining Paula on Afford Anything is Kim…and Kim is killing it financially! Kim is a firefighter saving over half of her $42K-ish income, making major money momentum in all facets of her life and stops by to share her story with Paula. This was really motivational and just an all-around fun, engaging conversation to listen in on.
Financial Planning for the Thousand-aires from Money Peach
Episode 101 of the Money Peach Podcast brings Chris Hutchins of Grove to the show. The theme for discussion? Financial plans and financial advice for the not-so wealthy people that make up the vast majority of the population. Chris shares his journey, details on his affordable financial planning mission with Grove, FinTech and much more.
Top Tips for First Time Homebuyers from Millennial Money
In this episode of Millennial Money, Shannah welcomes Vishal Garg from Better to the podcast. This episode focuses on home buying and in particular, first time purchasers. This decision is often the most daunting and stressful time you’ve ever experienced thus far in your life. Shannah shares her own experiences in the upfront before Vishal joins to highlight a variety of tips and examples.
SIDE HUSTLE PODCAST EPISODES
How Anyone Can Easily Make Extra Money Using Side Hustles from BiggerPockets Money Show
This is one of those podcast collabs that you immediately hit play on when it pops up. Nick Loper from The Side Hustle Show sat in the guest chair with Scott and Mindy on the BiggerPockets Money Show. Can you guess what they discussed? All things side hustles. Literally all things side hustles and the opportunity they provide to reach your financial goals and shift your life’s trajectory. Such a great episode!
TRAVEL PODCAST EPISODES
Travel in Style with Credit Card and Travel Expert Jason Steele from Masters of Money
We’re diving back into the archives of PT Money’s show Masters of Money to listen in on a discussion with travel hacking and credit card expert Jason Steele. The episode digs deeper than just travel rewards and delivers great advice on building credit, mindful spending, goals and shines light on Jason’s own journey.
PERSONAL FINANCE SERVICE RECOMMENDATION OF THE WEEK – FREE CREDIT SCORE & REPORT PROVIDERS
Are both of the below affiliate links? Yes.
Do both of the below have great benefits? Yes.
Are they both free? Yes.
As a victim of credit card theft (twice) and attempted ID theft, monitoring my credit score and report has become part of my personal finance monthly check list.
Also as an avid credit card churner and travel hacker, I like to keep an eye on my credit score. Thankfully there are free services for both Americans and Canadians that provide you free access to your credit score, credit report and other benefits.
Credit Sesame – Free Credit Score & Report For Americans
Credit Sesame gives Americans free access to their credit score and reports. Safe, secure, easy to use and full of other value and benefits. No catch or hard pulls on your credit just a great tool to stay on top of your financial health and monitor your credit through your financial journey.
Borrowell – Free Credit Score & Report For Canadians
Borrowell gives Canadians free access to your credit score and credit report. Similar to Credit Sesame, there’s no catch or hard pull on your credit. It’s a great tool to stay on top of your credit score, which in turn will affect your overall financial health and credit opportunities available to you as you move forward.
Borrowell is simple, secure and free for Canadians. It takes 2 minutes to register your account and from there, you’ll be able to monitor and track any monthly changes in your credit score and report.
THAT’S A WRAP…
Another volume of the Momentum’s Finest Weekly Roundup comes to a close.
Have a great weekend with your family and friends!